Dear Sirs,

Thank you for your enquiry.  The costs here are the total costs for paying these annuities.

Please note that as a new client, we would require payment in advance.  If the deadline is 30 November 2018, we would appreciate receiving payment by around 10 November, in order to have time to make all the necessary arrangements.  If you are interested, please let me know, and we can invoice you for this work.

Regards,

WWIPPS